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“Signancing” Frequently Asked Questions

Who is eligible? The ideal business customer (our financing is unavailable to consumers) has an established business with a credit score of ≥ 640. We are flexible and consider all applications – including start-up businesses.

How much can our customers finance? Advantage+ Financing will finance equipment from $5,000 to $150,000+. In 2023, the average Signarama application average was $12,990.

What are the rates? Rates can fluctuate, but the current (February 2024) rates are roughly 11% to 17%. Rates offered to each customer will depend on their business credit score, time in business, the amount borrowed, and the term’s length.

What are the terms? Advantage+ Financing can provide financing terms from 18 months to 60 months. Customers can pre-pay their loan without a penalty at any time.

Can our customers get pre-approved before they make any buying decisions? Absolutely!

Where do customers go to apply? Each Signarama location has a link on its landing page for Sign Financing under “Sign Services > Resources > Sign Financing” The link contains basic information as well as a link to an application:  https://www.advantageplusfinancing.com/signarama-application/  

How does the process work? Your customer applies online. Each customer gets a phone call from our underwriting team to talk through the application. Credit decisions are generally made on the same day, or within 1 business day. Approvals will be emailed to the customer, and you will be included in the process, with the majority happening on the same business day. If the customer accepts the terms offered, they receive a request for some basic documentation and signatures. Advantage+ will partially fund the loan upfront and complete the funding once the item has been delivered and/or installed! The customer’s first payment will be due the month after the loan is funded.

How long does it take to receive the funds? We can ACH fund that day if we have all the required documentation and signatures from your customer before 3:00 CST pm. Otherwise, the funds will go out the next business day.

What if they want to buy more later? Our loans are flexible, and equipment may be added during the term of the loan with a quick check of business and personal credit.

 If you have any additional questions about hoe to obtain financing for your sign project call our office and one of our sign experts will help walk you through the process.